In this episode, Rutger van Faassen sits down with David Himmel, Enterprise Partnerships Director at Walnut Insurance, to discuss how embedded insurance solutions are transforming financial services. Learn how Walnut Insurance seamlessly integrates insurance into lending and consumer-facing products, providing a frictionless experience for businesses and customers alike.

What’s Inside This Episode?

• The origin story of Walnut Insurance and how it is closing technology gaps in the insurance industry.

• How embedded insurance enhances financial products, particularly in creditor insurance.

• A success story about integrating tenant insurance with a Canadian neo bank.

• Why claim status notifications are crucial for lenders managing risk.

• How Walnut's API-driven approach allows insurance integration in as little as 30 days.

About Walnut Insurance

Walnut Insurance specializes in embedding insurance into financial products, making it easier for businesses to offer coverage within their existing services. With a strong focus on creditor insurance, tenant insurance, and custom-tailored insurance solutions, Walnut helps financial institutions create smarter, more user-friendly insurance experiences.

Walnut Insurance is a proud partner of LendAPI! Explore their cutting-edge solutions on the LendAPI Marketplace.

👉 Tune in now for a deep dive into the future of embedded insurance, and don’t forget to subscribe for more episodes!
🎧 Available on YouTube, Spotify, and Apple Podcasts.

#LendAPI #Podcast #WalnutInsurance #EmbeddedInsurance #FinTech #CreditInsurance #APITechnology #Innovation #InsurTech

This week on the LendAPI Partner Podcast, we welcome Diarmuid Thoma, Head of Fraud and Data Strategy at AtData, to discuss how email validation and fraud prevention play a crucial role in managing business risk.

What You’ll Learn:

• How AtData was founded in 1999 and evolved into a fraud prevention leader, rebranding in 2022.

• The power of processing 125 billion data signals per month to enhance fraud detection.

• Why have 99% of emails processed been seen before, and how does this help businesses mitigate fraud risks?

• It is important to identify high-risk domains, with over 100,000 new fraudulent domains created daily.

• A real-world success story showcasing how AtData’s solutions help businesses reduce fraud and improve onboarding processes.

About AtData:

AtData is a leader in email intelligence and fraud prevention, helping businesses verify customer identities, reduce fraudulent sign-ups, and optimize client onboarding. Their high-risk domain identifier model is a breakthrough innovation in digital fraud detection.

Hosted by Rutger van Faassen, this episode delves into the future of fraud prevention and cybersecurity.

👉 Listen Now and discover how AtData can enhance your risk management strategies.

📢 Discover more about AtData on the LendAPI Marketplace!

We’re excited to feature Tomas Campos, CEO & Co-Founder of Spinwheel Solutions, on this week’s episode of the LendAPI Partner Podcast.

What You’ll Learn:

• Why financial infrastructure gaps cause friction in managing liabilities.

• How Spinwheel Solutions is simplifying financial management for both consumers and institutions.

• The impact of user experience on loan performance and customer satisfaction.

• How credit unions can leverage Spinwheel’s tools to improve balance transfers and financial engagement.

• Tomas’s personal journey and how it shaped Spinwheel’s mission.

About Spinwheel:

Spinwheel Solutions is on a mission to transform financial infrastructure by making liability management seamless and user-friendly. Their B2B solutions help financial institutions create better user experiences that drive higher engagement, retention, and loan performance.

Hosted by Rutger van Faassen, this episode dives into the future of financial technology and how companies like Spinwheel are reshaping financial management.

👉 Listen Now and explore how Spinwheel Solutions can enhance your financial offerings.

📢 Discover more about Spinwheel on the LendAPI Marketplace!

Join us for an insightful episode of the LendAPI Partner Podcast, featuring Bennett Kriger, Director of FinTech Lending at Equifax.

What You’ll Learn:

• How Equifax has evolved from a traditional credit bureau to a data and analytics powerhouse, providing cash flow insights, fraud detection, business verification, and more.

• The role of Equifax’s FinTech Lending Division, which has been working with digital lenders for over a decade.

• A real-world success story where Equifax onboarded a FinTech lender in just 5.5 weeks, challenging the perception that credit bureaus are slow-moving.

About Equifax:

Equifax is a leader in data analytics, helping financial institutions make smarter lending decisions with comprehensive credit, identity, and alternative data solutions. Their FinTech division focuses on accelerating lending processes, improving risk assessment, and driving financial inclusion.

Hosted by Rutger van Fassen, this episode dives into how Equifax is powering the future of FinTech lending.

👉 Listen Now and discover how Equifax can enhance your credit decision strategy.

📢 Discover more about Equifax on the LendAPI Marketplace!

#LendAPI #Podcast #BrightQuery #SmallBusiness #KYB #BusinessInsights #FraudPrevention #FinTech #DataInnovation

We’re thrilled to welcome Gopal Swamy, CEO and Founder of Conductiv, to this week’s episode of the LendAPI Partner Podcast.

What You’ll Learn:

• How Conductiv revolutionizes lending and account opening by using data aggregation and AI-driven insights to make credit decisions smarter and more efficient.

• The journey from identifying gaps in traditional credit scoring to building a platform that helps financial institutions streamline operations and reduce friction for borrowers.

• Real-world success stories, including a credit union improving efficiency, reducing processing times, and lending deeper without increasing risk.

About Conductiv:

Conductiv specializes in transforming lending processes by providing comprehensive data solutions that reduce operational inefficiencies and expand access to credit. Their AI models deliver actionable insights, helping financial institutions make confident lending and account-opening decisions with minimal friction.

Hosted by Rutger van Fassen, this episode delves into how Conductiv is making lending smarter, faster, and more inclusive.

👉 Listen Now and discover how Conductiv can elevate your lending strategy.

📢 Discover more about Conductiv on the LendAPI Marketplace!

#LendAPI #Podcast #BrightQuery #SmallBusiness #KYB #BusinessInsights #FraudPrevention #FinTech #DataInnovation

In this episode, we’re excited to host Jose Plen, Founder and CEO of Bright Query, a company revolutionizing small business insights with high-quality data.

💡 What’s Inside This Episode?

• Discover how Bright Query offers comprehensive KYB (Know Your Business) and credit insights for small businesses, providing unmatched depth and accuracy.

• Hear Jose’s journey from a professor at UCLA and Berkeley to launching Bright Query, and how his vision turned into a reality after nearly 20 years of research.

• Learn how Bright Query played a pivotal role during the Employee Retention Tax Credit program by eliminating fraud and helping generate $4 billion in revenue for legitimate businesses.

🌟 Bright Query is a proud partner of LendAPI! Explore their innovative solutions on the LendAPI Marketplace.

👉 Tune in now for an inspiring conversation hosted by Rutger van Fassen, and don’t forget to subscribe for more episodes!
🎧 Available on YouTube, Spotify, and Apple Podcasts.

#LendAPI #Podcast #BrightQuery #SmallBusiness #KYB #BusinessInsights #FraudPrevention #FinTech #DataInnovation

We’re thrilled to feature Ema Rouf, Co-Founder and President of Pave, on this week’s episode of the LendAPI Partner Podcast.

💡 What’s Inside This Episode?

• How Pave is redefining credit assessment by integrating cash flow insights to expand access to fair credit for non-prime borrowers.

• Ima’s entrepreneurial journey and her mission to empower lenders with a more accurate and equitable approach to underwriting.

• Real-world success stories where lenders using Pave increased borrower approvals by 10% while minimizing delinquency risks.

🌟 About Pave

Pave leverages alternative data to provide a richer, more accurate picture of borrower financial health, helping lenders offer better rates and access to credit. By combining cash flow insights with traditional credit reports, Pave empowers businesses to make smarter decisions and borrowers to achieve their financial goals.

Hosted by Rutger van Fassen, this episode dives into the future of credit assessment and how data-driven solutions are reshaping the lending landscape.

👉 Listen Now and explore how Pave can transform your credit decisioning process.

📢 Discover more about Pave on the LendAPI Marketplace!

In this episode, we’re excited to host Larry Chivaro, Executive Chairman at Paramount Servicing Group. With over 27 years of experience in loan servicing and a successful exit from First Associates (now Vervent), Larry shares his incredible journey and insights into the loan servicing industry.

💡 What’s Inside This Episode?

• Learn how Paramount Servicing Group provides innovative loan servicing solutions for various asset types like unsecured consumer loans, solar financing, private student loans, and more.

• Discover Larry’s inspiring entrepreneurial journey, including his experience in building First Associates from six people to over 900 employees.

• Hear Larry’s two favorite customer stories, from partnering with Tim Lee of LendAPI to seizing a unique business opportunity through quick action and persistence.

🌟 Paramount Servicing Group is a proud partner of LendAPI! Explore their solutions on the LendAPI Marketplace.

We’re excited to feature Brian Stacey, Founder and Managing Partner of Decision Science LLC, on this week’s episode of the LendAPI Podcast.

What You’ll Learn:

• How Decision Science LLC is revolutionizing risk management with advanced data analytics.

• Brian’s expert insights into balancing regulatory compliance with business strategy.

• The future of decision-making powered by data-driven tools and methodologies.

About Decision Science LLC:

A trusted partner to organizations worldwide, Decision Science LLC specializes in transforming complex data into actionable strategies. Their expertise spans regulatory compliance, risk analysis, and decision support systems, helping businesses achieve growth while minimizing uncertainty.

Hosted by Rutger van Fassen, this conversation dives deep into the intersection of data, risk, and strategy.

👉 Listen Now and discover how Decision Science LLC can elevate your approach to decision-making.

📢 Explore their offerings on the LendAPI Marketplace!

We’re thrilled to kick off the new season of the LendAPI Podcast, hosted by Rutger van Fassen, with a special guest: Ramkumar (Ram) Venkataraman, Co-Founder of Sei AI.

Sei AI, a Y Combinator-backed startup, is transforming how businesses navigate compliance. Their AI-powered platform streamlines automation for regulatory adherence, helping enterprises scale faster while remaining compliant.