Your lending platform that
Your lending platform that
thinks beyond rules
ships, not just plans
scales, not just grows
thinks beyond rules
thinks beyond rules
ships, not just plans
scales, not just grows
thinks beyond rules
Launch new credit revenue streams without adding headcount or engineering overhead. Deploy autonomous systems that handle the heavy lifting from application to closing.
Build credit products without the engineering backlog. Run them with AI agents that underwrite, communicate, and close.
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Trusted by
96% of loans approved in-store via direct POS -to-LOS integration
96% of loans approved in-store via direct POS -to-LOS integration
Subscription financing for AI wearables and prescription glasses
Embedded lending product in 1 month without single line of code
go live in days, without any delays
One platform to build your flow, configure your product, and ship under your brand — without engineering sprints.
Brief summary about card
Build
Brand
Launch
go live in days, without any delays
One platform to build your flow, configure your product, and ship under your brand — without engineering sprints.
Brief summary about card
Build
Brand
Launch
ask. analyse. advise
Stop reviewing every file. Start reviewing only the ones that need you.
Brief summary about card
Ask ARC
Underwrite AI
Doc AI
ask. analyse. advise
Stop reviewing every file. Start reviewing only the ones that need you.
Brief summary about card
Ask ARC
Underwrite AI
Doc AI
apply in minutes, not days
Borrowers get the same clean experience whether they're applying on the couch or at the dealership, with data protected at every step
Brief summary about card
Mobile
Tablet
Desktop
apply in minutes, not days
Borrowers get the same clean experience whether they're applying on the couch or at the dealership, with data protected at every step
Brief summary about card
Mobile
Tablet
Desktop
Your own
Your own
Lending Workforce
Lending Workforce
Arc reads every application, flags every risk, and handles every routine decision — before your team ever opens the file.
Arc reads every application, flags every risk, and handles every routine decision — before your team ever opens the file.
Draft compliant disclosures
Compliance
Templates
TILA
Create new TILA Agreement
#UI003
Development
Backlog
Launch borrower communications
SMS
Campaign
Update pricing page layout
#FTC09
Backlog
2
6
Design onboarding flow
#UI007
Design
Backlog
Spin up a new lending flow
#823
Rules
Pricing
Integrations
Spin up a new lending flow
#823
Rules
Pricing
Integrations
Analyze application #433
Analyze application #433
Design onboarding flow
#UI007
Design
Backlog
Clean up pending underwriting tasks
Backlog
Tasks
Automation
Review borrower support tickets and identify recurring issues
Issues
Project
Backlog
Update pricing page layout
#FTC09
Backlog
2
6
Update pricing page layout
#FTC09
Backlog
2
6
Generate tasks from live applications
Automatically create underwriting tasks, pre-filled with applicant's data, documents, and risk flags for incoming applications
Generate tasks from live applications
Automatically create underwriting tasks, pre-filled with applicant's data, documents, and risk flags for incoming applications
Generate tasks from live applications
Automatically create underwriting tasks, pre-filled with applicant's data, documents, and risk flags for incoming applications
Summarize, Decide & Recommend
Have agents read the file, apply your rules, and suggest next steps or request more info.
Summarize, Decide & Recommend
Have agents read the file, apply your rules, and suggest next steps or request more info.
Summarize, Decide & Recommend
Have agents read the file, apply your rules, and suggest next steps or request more info.
Autofill fields and trigger workflows
Let agents pull details from documents, update records, and automatically send the right emails, texts, and actions
Autofill fields and trigger workflows
Let agents pull details from documents, update records, and automatically send the right emails, texts, and actions
Autofill fields and trigger workflows
Let agents pull details from documents, update records, and automatically send the right emails, texts, and actions
Using $5B+ of historical credit signals to personalize loan for consumers
Reduce 41% manual override since migrating from MeridianLink
Powering 4M+ consumers with a next-gen point of sale lending stack
LendAPI, crafted by fintech veterans.
launch, underwrite, and scale with zero infrastructure drag.
Using $5B+ of historical credit signals to personalize loan for consumers
Reduce 41% manual override since migrating from MeridianLink
Powering 4M+ consumers with a next-gen point of sale lending stack
LendAPI, crafted by fintech veterans.
launch, underwrite, and scale with zero infrastructure drag.
Every lending vertical in one platform
Whether you're embedding financing at checkout, approving auto loans at the dealer, or issuing virtual cards
Embedded finance
Add financing at any checkout — physical or digital. Let customers pay over time without leaving your store.
Auto Lending
From dealer floor to funded loan in minutes. Direct POS to LOS integration with real-time approvals
Point of Sale Financing
Approve in-store purchases instantly at the register. No paper, no wait, no friction for the buyer
In-Store Retail
Give your retail staff a lending tool that works as fast as they do - approvals in seconds and white labelled to your brand
Every lending vertical in one platform
Whether you're embedding financing at checkout, approving auto loans at the dealer, or issuing virtual cards
Embedded finance
Add financing at any checkout — physical or digital. Let customers pay over time without leaving your store.
Auto Lending
From dealer floor to funded loan in minutes. Direct POS to LOS integration with real-time approvals
Point of Sale Financing
Approve in-store purchases instantly at the register. No paper, no wait, no friction for the buyer
In-Store Retail
Give your retail staff a lending tool that works as fast as they do - approvals in seconds and white labelled to your brand
Every lending vertical in one platform
Whether you're embedding financing at checkout, approving auto loans at the dealer, or issuing virtual cards
Embedded finance
Add financing at any checkout — physical or digital. Let customers pay over time without leaving your store.
Auto Lending
From dealer floor to funded loan in minutes. Direct POS to LOS integration with real-time approvals
Point of Sale Financing
Approve in-store purchases instantly at the register. No paper, no wait, no friction for the buyer
In-Store Retail
Give your retail staff a lending tool that works as fast as they do - approvals in seconds and white labelled to your brand
END TO END
From first click to final payment
Most lending platforms cover the basics — but they're rarely built to grow with you. LendAPI is designed from the ground up to handle the full lending lifecycle, from the first application to the final payment, fully adaptable to every product, channel, and borrower you serve.
Think of it as your lending blueprint. You get the tools to design credit products precisely suited to your brand, connect to data providers out of the box, and scale into new markets without ever switching systems. Launch in record time.
BUILT FOR EVERY INDUSTRY
How LendAPI is transforming lending space
How LendAPI is transforming lending space
Let’s Build Something Great
Ready to launch your lending flows
Let’s Build Something Great
Ready to launch your lending flows
Let’s Build Something Great
Ready to launch your lending flows