Match every borrower with multiple lending partners—execute each partner’s underwriting, pricing, and offer generation in real time
Higher Approval Rates
Matching each applicant to multiple lenders boosts the chance of a “yes,” turning more applications into funded loans.
Decisions in seconds
All partner underwriting models run in parallel, returning ranked offers before the borrower clicks away.
Larger Loans
Competitive offers let borrowers choose bigger or better-priced loans—raising funded volume and your take-rate.
Effortless Partner Scaling
Add—or drop—lenders with a toggle. LendAPI handles credentials, models, and routing logic so you don’t add ops head-count.
Build for large scale matchmaking
One platform, four advantages that directly raise approvals, revenue, and operational efficiency
Approve More Borrowers with Multi-Lender Matching
Every application is algorithmically paired with multiple lending partners, boosting approval rates by up to 40% and ensuring borrowers always see a viable offer, even if their first-choice lender says no.
True-to-Lender Decisioning in Real Time
LendAPI runs each partner’s actual underwriting and pricing models (no scorecard proxies). Applicants receive authentic APRs and terms in < 10 seconds, exactly as if they’d applied on the lender’s own site.
Control the Matching Logic
Route applications by credit score, loan amount, term preference, vertical, geography, or any custom variable in your stack. Adjust weighting rules on the fly via UI or API to align with changing business goals.
Scale Without Limits—Products, Lenders
Spin up unlimited product configurations and onboard new lending partners with a toggle. No extra engineering sprint or Ops headcount required, so your marketplace can expand as fast as your deal team signs new lenders.
Matthias Kurwig
CEO of Enervee
