Banking in the Digital Age: A Hunger for Simplicity

In an era where digital experiences are paramount, banks are craving a more user-friendly and cost-effective transformation. Many financial institutions express the desire to innovate but often struggle to navigate the complexities. Some banks have even established their venture arms to explore new possibilities. We aspire to be the solution they seek, but we can't do it alone – we need your support.

From Digital Demand Deposit Account (DDA) openings to payment orchestration, there are numerous opportunities for LendAPI and other FinTech infrastructure firms to offer their expertise.

Anticipating LendAPI v1.4

We have high hopes for our upcoming v1.4 release, which will feature a flexible product/page composer. This powerful tool will empower our clients (and ourselves) to construct fields, pages, and document collection journeys with ease, using a simple drag-and-drop approach. We can't wait to introduce this groundbreaking feature.

In the meantime, we're thrilled to present you with interim release v1.3.4, which comes with some notable highlights:

1. Enhanced Sign-Up Process

We've streamlined the sign-up process, making it even more user-friendly. We've also added additional security measures to verify new users' email addresses before granting access. Keep an eye out for Multi-Factor Authentication (MFA) in our upcoming release for an extra layer of security.

2. Simplified Upgrading

Whether you're enjoying our free mode and want to upgrade to Pro or Enterprise, or if you're interested in signing up for a paid edition, we've made the process smoother and more convenient. #ka-ching.

3. Strengthened Rules Engine

Our rules management system is now even more robust. We've enhanced it to prevent unauthorized access to rulesets, ensuring data security.

4. Bug Crushing Mode

We've been hard at work addressing various issues, including reports, Fiserv connectivity, improving the co-applicant application process, and fixing a host of minor bugs that we've encountered.

State-Specific Decisioning and Product Support

Did you know that LendAPI supports state-specific decisioning and product support? Our clients can tailor their underwriting strategy, product implementation, and consent agreements on a state-by-state basis. It's all about customization and flexibility.

Now, for those who crave the nitty-gritty details, here's a look at the detailed change logs for our recent releases:

**Release v1.3.4 (2023-10-26)**

- **Sign up**:

- Enhanced upgrade flow (lend-900)

- Bill plan test mode now in sync with live mode (lend-899)

- **Product**:

- Fixed the product edit dialog (lend-893, lend-894)

- **PSCU**:

- Introduced military search flag API

**Release v1.3.3 (2023-10-24)**

- **Security**:

- Now using uuid for decision tree, offer table, and offer agreement (lend-871)

- **Wizard**:

- Fixed document upload for business loans (lend-879)

- **Sign up**:

- Enhanced the billing page (lend-881, lend-832, lend-878)

**Release v1.3.2 (2023-10-23)**

- **Sign up**:

- QA sign up now has a different email

- Skipping Stripe customer creation for the free plan

- **Wizard**:

- Co-applicant address now pre-populates from the primary applicant

- **Report**:

- Reports now populate data from the last 4 weeks

- **User management**:

- Normalized user names and emails

**Release v1.3.1 (2023-10-20)**

- **Sign up**:

- Added red asterisks (*) for all required fields

- Improved the email verification page to include partial email

- Introduced a redirect to credit card page for signing up for a paid account

- **Wizard**:

- Normalized names to have the first letter capitalized, others in lowercase

- Incorporated the new LendAPI logo

- **Change Password**:

- Added an eye icon for changing the password

- **Integration page**:

- Included a warning banner for non-enterprise accounts

If you're as excited as we are about these updates and want to learn more, please reach out to us at info@lendapi.com. Feel free to spread the word about LendAPI; our digital origination system is completely free to use, and we're eager to hear your feedback.

Thank you for being a part of Team LendAPI's journey toward revolutionizing the world of digital banking!