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Embedded Financing

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Application

Rules

Variables

Integrations

Launch

BACKED BY

  • LendAPI's team brings a wealth of fintech expertise to the table, and their groundbreaking technology offers fintechs the infinite flexibility needed to develop and launch innovative products. This aligns seamlessly with the evolving demands of the financial sector, making LendAPI a compelling investment opportunity.

    Vance Dekker Vargas

    Early Stage Investor, Techstars

  • The decision to invest in LendAPI was driven by the founders' deep fintech experience and their visionary technology, which is pioneering a new category in the industry. Their platform provides fintechs with the flexibility to launch diverse products, meeting the ever-changing needs of the market.

    Gonzalo Pérez de Barros-Lobo

    Fintech Investor, Plug and Play Ventures

Design seamless onboarding applications, integrate with services -
all in one platform

Smarter Lending Logic

Use real-time data checks and dynamic rules to automatically approve, decline, or escalate applications—so you can streamline your workflow without compromising on accuracy.

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Build applications on the fly

Easily design and update your application forms with an intuitive drag-and-drop builder. Tailor fields, validation rules, and user flows to fit your unique lending process—no coding required.

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360° Business Insight

Access detailed applicant data and financial metrics all in one place. Gain a complete understanding of each borrower’s background and risk profile, empowering more confident decision-making.

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We're just getting started

Over 20 million applications have been processed, and our customers can’t stop raving about the flexibility and impact of our lending platform.

User Stories

LendAPI met our needs since inception. The team at LendAPI works with us to collect requirements, identify issues and help us launch our critical application to help our bank partners grow.

Ed Preuss

CEO, RAI Partners

Partnering with LendAPI has been a game-changer for us. We needed a technology partner that not only understood our vision for sustainable commerce but could also execute quickly and effectively.

Matthias Kurwig

CEO, Enervee

Partnering with LendAPI allowed us to remove friction from our onboarding process, giving our investors and sponsors a seamless experience while ensuring full compliance. The integration was smooth, the cost structure fit our needs as a fintech startup, and the support from the LendAPI team was fantastic.

Mor Milo

Co Founder & CEO, Relli

I believe LendAPI has what many FIs desire. I believe FI leaders should follow LendAPI solutions & determine if their solution meets their underwriting / lending needs.

Brian Kerssies

SVP Credit & Risk Compliance, RAI Partners

Launch in days

Pre-built lending logic lets you move straight to production without complex engineering cycles

Easily Customizable

Adjust interest rates, risk parameters, and UI elements—all from a user-friendly editor

Seamless Integrations

Instantly connect to credit bureaus, KYC providers, and more—no extra middleware or patchwork solutions

Build for compliance

Every template is designed with regulatory best practices in mind, so you can focus on innovation

Simplify your applications with APIs and webhooks designed for ease

API

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Why LendAPI?

Redefine lending.
Unlock limitless customization.

LendAPI was created to open new doors in financial services—making credit not only more accessible, but fully adaptable to every unique business. Traditional lending solutions might cover the basics, yet they’re rarely built to evolve with you. With LendAPI, you’re in charge of designing a solution that can grow, shift, and scale alongside your ambitions.

Think of our platform as your lending blueprint, giving you the tools and flexibility to craft an offering precisely suited to your brand and borrowers. Launch in record time, expand as your needs change, and never worry about jumping to another system. With LendAPI, you’re empowered to build a lending experience as singular as your business.

Ready to build your lending applications?

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