About The FinTech Interactive

Based in the San Francisco Bay Area, The FinTech Interactive offers management consulting and advisory services to financial institutions and fintech companies at various stages of development. Led by Principal Advisor Kim Gerhardt, who brings over 30 years of experience in financial services and management consulting, the firm focuses on helping clients navigate competitive market shifts and evolving customer needs. Their expertise encompasses areas such as credit risk assessment, fraud prevention, fintech-bank partnerships, and regulatory compliance. By leveraging industry-leading practices and technological advancements, The FinTech Interactive aims to empower financial institutions to grow, innovate, and enhance their operational efficiency.

Key Services:

• Growth Strategy: Assisting clients in understanding market dynamics and customer needs to develop products and position businesses for growth.

• Innovation in Risk Management: Guiding clients in adopting advanced data tools and methodologies to enhance credit and fraud risk management functions.

• Operational Excellence: Identifying and implementing industry-leading practices to improve business operations and uncover opportunities for improvement.

Areas of Expertise:

• Credit risk and underwriting approaches, including point-of-sale lending.

• Evolution of consumer credit scoring, incorporating new data and tools like machine learning and AI.

• Fintech and bank partnerships, including governance aspects.

• Trends in consumer spending, credit cycles, and economic shifts.

• Fraud prevention, identity verification, and the solution provider landscape.

• Opportunities in embedded finance for lending and payments.

• Development of products targeting underserved or new-to-credit populations, focusing on financial inclusion and education.

• Impact of regulatory priorities on consumer credit, including data privacy and fair treatment.

• Strategies for collections and customer experience optimization.

• Dynamics of merchant partnerships in consumer credit extension.

• Small business account acquisition and related regulatory considerations.

• Emerging technologies and trends in consumer payments, such as contactless and mobile payments.

The FinTech Interactive collaborates with a diverse range of clients, including traditional banks, credit unions, credit card issuers, and merchant acquirers, tailoring their services to meet specific business needs and foster long-term success.

For more information, please visit: https://the-fintech-interactive.com/

Contact @ The FinTech Interactive

Kim Gerhardt (Kevitch), CEO | Email: kim@the-fintech-interactive.com