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LendAPI Marketplace - Credit Bureaus - MergePower
LendAPI Marketplace - Credit Bureaus - MergePower

Credit Bureaus

MergePower

MergePower

MergePower delivers fast, accurate, and highly customizable credit reporting tools designed to streamline credit data processing and scoring for lenders and government entities

MergePower delivers fast, accurate, and highly customizable credit reporting tools designed to streamline credit data processing and scoring for lenders and government entities

About MergePower

MergePower is a leader in credit data solutions, offering a comprehensive suite of software tools that simplify data integration, analysis, and reporting for credit reporting and lending industries. Trusted by government entities and corporations, MergePower specializes in processing credit bureau data from Experian, TransUnion, and Equifax with precision and speed. Their flagship software solutions—MergePro, AttributePro, ScorePro, and Infile Wizard—allow users to merge raw credit files, generate custom credit attributes, build machine learning-based credit scores, and clean PII from credit data. MergePower’s tools are MISMO-compliant, flexible, and easy to integrate, saving time while ensuring data accuracy and reliability.

Products & Services Summary:

MergePro™

  • Fast, accurate tri-bureau merge engine processing raw infiles into merged XML credit reports.

  • Supports changes and customization without hard-coded logic.

  • Capable of handling bureau updates and individual customer-specific rules​.

AttributePro™

  • Allows users to create custom, complex credit attributes with an intuitive graphical user interface.

  • Processes data from Experian, Equifax, and TransUnion infiles and converts outputs to MISMO-compliant XML​.

ScorePro™

  • Enables machine learning-based credit scoring by parsing PMML logic.

  • Can integrate custom attributes and scoring models in real time​.

Infile Wizard™

  • Cleans Personally Identifiable Information (PII) to ensure sensitive data is removed.

  • Allows manual edits, transformations, and tri-bureau test case creation.

  • Works with raw credit bureau infiles and translates them into MISMO formats​.

MergePower provides a streamlined, secure, and flexible solution for lenders, credit bureaus, and government entities requiring advanced credit data processing tools. Their innovative suite removes technical hurdles, cuts time-to-market, and ensures accurate, efficient credit reporting capabilities.

For more information, please visit mergepower.com

Contact @ MergePower

Eric Ridenour, President | Email: eric.ridenour@mergepower.com

LendAPI

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© 2024 All rights reserved

LendAPI

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© 2024 All rights reserved

LendAPI

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© 2024 All rights reserved