Credit Bureaus
About DataX, an Equifax Company
DataX, an Equifax company, delivers alternative credit data solutions that enable lenders to gain deeper insights into consumer financial behaviors that may not be captured by traditional credit reports. By leveraging non-traditional data, DataX enhances the ability of lenders to evaluate creditworthiness, particularly for consumers with limited or no traditional credit history. These advanced tools empower businesses to make smarter, data-driven decisions while minimizing risk, reducing default rates, and expanding their reach to underserved markets.
Enhanced Consumer Insights:
DataX offers lenders access to alternative credit data, providing a more complete picture of a consumer’s financial behavior.
It goes beyond traditional credit reports, integrating non-traditional data sources to assess creditworthiness.
Risk Management Solutions:
DataX equips lenders with tools to reduce risk by identifying potential high-risk borrowers.
These solutions help in minimizing default rates and improving portfolio performance.
Broad Market Coverage:
DataX’s services cater to various industries, including auto finance, payday lending, and rent-to-own, ensuring diverse market applicability.
It allows for better decision-making in underserved or thin-file consumer segments.
For more information, please visit: DataX product sheet.
Contact @ DataX, an Equifax Company
Bennett Krieger, Director of FinTech Lending | Email: bennett.krieger@equifax.com
