Carrington Labs provides next-generation credit risk assessment and cash flow underwriting to help lenders modernize their approach to credit and boost margins.
About Carrington Labs
Carrington Labs builds cash flow underwriting models as well as tools for loan and limit sizing, limit management, and early-warning systems for banks and non-bank lenders.
We use contemporary data-science techniques, machine learning, explainable AI, and alternative sources of data to help lenders modernize and optimize their decision-making processes, supporting growth and profitability – without the complex set-up.
With Carrington Labs, lenders are able to:
Reach more qualified customers
Set and manage credit terms
Optimize credit terms.
The Carrington Lab platform provides lenders with simple, effective tools to improve their lending performance. These include:
Cash flow underwriting score
Loan/limit recommendations
Financial health summary
Rules assistant.
Working across the consumer and small-business lending space, Carrington Labs can pilot a tailored risk model for a lender in days, and onboard a lender in weeks, driving significant improvements in growth and returns.
For more information, visit www.carringtonlabs.com
Contact @ Carrington Labs
Learn more about how our modern credit risk solutions can fit into your business.

Brian Perry, VP of Sales | brian.perry@carringtonlabs.com M: 614-271-6123