Plaid.com connects financial accounts to streamline data sharing and empower innovation across financial services.

Chirp offers seamless financial connectivity for over over 50,000 Connections to more than 15,000 Financial Institutions in the US & Canada, ensuring 24/7 access to transactions across various financial institutions, all while prioritizing data security and privacy.

Bankuity empowers lenders with AI-driven insights for enhanced loan profitability, market expansion, and customer loyalty through precise income analysis, risk detection, and payment optimization

Reimagining financial access through the transformative power of data.

DecisionLogic is the leading provider of instant account and identity verification in the financial services industries.

Flinks helps lenders with the highest conversion rate in the market for IBV, access key insights needed to improve underwriting and send instant collection payment links.

Sophtron provides both an API and an open-source widget that enables clients to instantly connect their external bank accounts. This process verifies the client's identity and ownership, retrieves current balances, up to 48 months of transactions, and ACH account numbers/routing numbers, and gathers identity information such as the owner's name, address, email, and phone numbers.

"Lenders leverage insights from EDGE to enhance risk segmentation and increase approval rates by integrating attributes and scores derived from bank transaction data into their decision models, rules, and scorecards."

Nova Credit's Cash Atlas™ analyzes bank transaction data to provide lenders with a complete risk profile to provide stronger insights into a consumer's affordability and ability to pay.

Prism Data leverages consumer-permissioned financial data to provide actionable insights, empowering businesses to enhance credit decisions, improve risk management, and drive financial inclusion.

ValidiFI provides predictive bank account and payment intelligence to validate accounts and optimize consumer interactions for businesses.

Truv is a leading income verifications company leveraging advanced technology to provide efficient, accurate, and secure verification solutions while offering personalized support and guidance to clients navigating the complexities of modern verification processes.

Pinwheel revolutionizes direct deposit switching for banks by offering seamless authentication, enhanced security, and extensive connectivity to over 1,800 platforms, enabling leading financial institutions and fintechs to leverage its services for innovative products and solutions.

Mastercard is advancing an inclusive, digital economy through open banking, empowering consumers and businesses by enhancing security, simplicity, and accessibility in transactions, and fostering innovation while meeting regulatory standards.

The unified API for open banking data and enrichment

Truework streamlines employment and income verifications, empowering businesses to securely and efficiently access verified data for faster decision-making.

Rollee enables businesses to verify income and work history seamlessly, leveraging alternative data to empower risk analysis and financial decision-making.

Kora Enterprises provides innovative cash flow underwriting solutions that empower auto lenders with data-driven insights for more accurate and efficient credit decisions.