For years, LendAPI has revolutionized the lending space with its product and rules studios, offering a powerful decision engine that allows banks and fintechs to onboard clients in a matter of hours. With its flexible, API-driven platform, LendAPI delivers end-to-end digital onboarding, credit decisioning, and compliance services—all under one roof. Its modular architecture empowers financial institutions to reduce onboarding friction and gain a competitive edge in a fast-evolving market. By partnering with Luby, LendAPI is ensuring that more clients can tap into this technology with ease and efficiency.

Luby, a technology solutions company specializing in custom systems and workflow designs, brings its expertise in creating tailored applications that integrate effortlessly with LendAPI’s infrastructure. With its strength in API-based solutions, Luby enables seamless interactions between custom applications and LendAPI’s product studios, enhancing client experience by bridging workflows and systems. Their experience across industries has made them a key player in optimizing operations and delivering solutions that meet diverse client needs.

Strategic Collaboration for Seamless Client Onboarding

“Through this partnership, we will deliver a streamlined digital onboarding solution, boosting client acquisition with an underwriting system already integrated with essential players. With only one integration required, the process becomes faster and more efficient, driving meaningful improvements in lender operations. The game has changed,” said Luby’s CEO, emphasizing the transformative nature of this collaboration.

By officially certifying Luby as an installation partner, LendAPI gains the ability to accelerate its product deployment, enabling clients to take advantage of cutting-edge onboarding and decisioning tools more quickly. This partnership amplifies the strengths of both teams, allowing them to serve clients with greater speed, precision, and innovation.

Expanding Horizons Together

Timothy Li, CEO of LendAPI, also highlighted the importance of this partnership, stating, “Partnering with Luby is a strategic move that allows us to expand our horizons and get LendAPI’s products into more clients’ hands. Together, we’re able to provide a streamlined, end-to-end onboarding experience that truly transforms how lenders operate, creating more opportunities for growth and success.”

Delivering Superior Client Experiences

For clients, the joint solution means a faster, more efficient onboarding experience, backed by an underwriting system that is already integrated with key industry players. This will significantly reduce the technical complexity typically associated with digital transformation, allowing financial institutions to focus on scaling their business rather than troubleshooting integrations.

Both companies are committed to delivering the highest level of service and innovation to their clients. By pooling resources and expertise, LendAPI and Luby will ensure that clients benefit from a superior digital experience that is not only scalable but also customizable to their unique business models.

A New Chapter in Fintech Innovation

This collaboration is more than just a partnership; it’s a powerful step toward transforming the landscape of digital onboarding. With Luby’s ability to craft custom workflows and LendAPI’s advanced decisioning engine, the two companies will create a more agile, adaptable platform for financial institutions. Their combined efforts will continue to push the boundaries of fintech innovation, providing a streamlined solution for today’s fast-paced digital world.

Together, LendAPI and Luby will continue to push the frontier of what’s possible in the digital onboarding space, creating new value for clients and redefining the future of financial technology.

About LendAPI

LendAPI is the only digital onboarding platform for banks with a suite of Product Studio, Rules Studio, Pricing Engine, Integration Marketplace and Variable Library all working in concert on one platform. Follow us on Linkedin, X, YouTube and our “LendAPI Platform Demo Video!”

About Luby

For the past decade, Luby has specialized in delivering comprehensive, end-to-end digital transformation solutions for Fintechs and Financial Institutions. The company’s portfolio supports regional banks, mid-market enterprises, and fintechs, helping them modernize systems, enhance operational efficiency, and drive innovation within the financial sector.