Hey LendAPI Fam

We released our long awaited Offer Engine 2.0 with our 2.0.x release candidates.

What’s in Offer Engine 2.0?

• You can build rules within the Offer Engine 2.0. Whereas before, it was just a well organized look up table.

• You can also add as many dependent variables within the offer engine to give you unlimited permutations 

• What’s the big deal? Well, you can create as many offers as you like and pivoting off of any variable from the system or created by you. This gives you an unlimited amount of creativity to create whatever off you want based on an underwriting approval.

• We think it’s pretty cool and this is created based on customer feedback!

As usual, we added a ton of variables, more third party integrations and upgraded our infrastructure and optimized our code to make our software even faster. Take a look at all the goodies below! We love to hear from you, reach out to us on our website www.lendapi.com or send us an email at info@lendapi.com or check us out on Linkedin.

LendAPI Platform

• Application page filters and drop downs are unified v2.0.6

• Application, Tenant, Customers page as well as Variable Library load 2 to 3x faster now v2.0.8

• We removed the Sign Up link in the Login Page to lessen confusion v2.0.10

LendAPI Merchant Onboarding and Management

• N/A

LendAPI Product Builder Update

• Clients have the ability to edit the very first page of product builder. v2.0.4

LendAPI Credit Decision Engine Update

• The entire decision chain now runs a default version of the offer in the offer engine. So there’s always an offer being returned by fault. v2.0.4

• Offer Engine now has a sub-tenant page so that each sub-tenant now has their own specific underwriting strategy as as well as offer assignment v2.0.4

• Offer Engine now supports multiple dimensions of offer strategies. This means that you can have an almost unlimited amount of permutations when it comes to making offers… every applicant could potentially have their own unique offer. v2.0.5

• We now support mathematical operators within the offer engine which makes our offer assignment to have unlimited possibilities. Think of it as the ability to write rules within the offer engine. v2.0.5

• We improved the speed of page load in the Variable Library v2.0.6

• We improved the UI for the offer engine dialog boxes v2.0.6

• You can now export the offer strategies to an Excel formatted file v.2.0.6

• We enhanced our Decision Engine API in test mode v2.0.7

• With the release of Offer Engine 2.0, we made offer engines backward compatible with previous client implementations. v2.0.7

• You can export all variables as a csv file from Variable Library v2.0.8

• Automation to populate variables from production to test mode v2.0.8

• We normalized the Condition Columns in Offer Engine 2.0 v2.0.9

LendAPI Workflow Orchestration Platform

• Systemic emails are completely white labeled. v2.0.10

LendAPI Third Party Integration

• We enhanced our Prove offering and made some small bug fixes to capture edge cases v2.0.4

• We added over 1200+ TransUnion variables to the variable library v2.0.6

• Added Trust/V2 call in Prove and retrieved prove_trust_score v2.0.6

LendAPI Bug Squad

• We fixed a TransUnion response bug where the score is returning “+” v2.0.4

• We fixed another TransUnion related bug where the wrong engine code is introduced v2.0.4

• We fixed a LendAPI logo display issue in the main dashboard v2.0.4

• We fixed a bug relating to when a number is not a float type causing an issue v2.0.5

• We resolve a search box issue within the Variable Library v2.0.6

• We fixed a mapping button issue in the new Offer Engine 2.0 implementation v.2.0.6

• We fixed a middleware causing issues that crashes our Product Builder v2.0.7

• We fixed a bug where and if third party data providers returns null variables v2.0.7

• We fixed a bug where duplicate variables appear in the Variable Library v2.0.8

LendAPI Private Clients

• Enforcing SSN as a must have parameter in a private, custom API build. v2.0.5

• We modified an application portal for a private client v2.0.6

• We modified the customer login page for a private client v2.0.10

• Private client needs a special access role which we created v2.0.9

About LendAPI

LendAPI is a DIY digital onboarding platform with a fully customizable product builder and an integrated graphical Decision Engine. LendAPI’s application workflow, sub-tenant management, third party integrations plus customer portal and communication methods is a complete end to end solution. It’s free to sign up at app.lendapi.com/signup.