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Product Update
Mar 11, 2024
The biggest feature from this release is our Multi-Product offering feature. Our clients can finally offer multiple types of products using completely different underwriting criteria and offer their clients checking accounts, credit cards, loans etc in one sitting! We are super excited about this feature.
LendAPI Product Update v1.7.7 - v1.8
Partners, clients and friends
We had quite a few weeks. We had a few exciting executive announcements, partnership announcements as well as attended a few industry events. But our team is energized than ever to release four releases and incremented our software platform to version 1.8.
Our biggest update is to give you the ability to display multiple product offerings and within each product offering, multiple flavors of the product. You can now verify identity and pull credit once and offer a variety of different products in one offer screen. (DDA, Credit Card, Loans etc)
LendAPI Product Builder Update
We added a Multi-offer feature to our product builder. What this is the ability to present multiple product offers such as (DDA account and a Loan etc) with one credit pull and one identity verification.
Within the loan offers, we can also offer multiple flavors of the loan with different terms, amounts, APR etc. This is a powerful feature where our clients can finally bring about multiple types of products to the customer in one application. Think DDA, Credit Card, Loan offering flow in one application. We think this is a powerful feature which enables you to sell more products to your end clients.
Resolved a minor issue during the Document Upload process
LendAPI Credit Decision Engine Update
Reverse blackbox call
We are able to send application and bureau data and retrieve a decision from our client’s underwriting blackbox. Traditionally, our clients park their underwriting strategy within LendAPI’s decision engine. However are now able to do the reverse.
Highlighting nodes
When you are editing a specific node, that node is now highlighted for ease of use.
Tree name display
Name of the decision tree is now displayed while you are editing that particular tree in the tree editing header for ease of use.
LendAPI Workflow Orchestration Platform
We added a Loan Modification flow which you can negotiate with the end client in case they want to modify a portion of their loan parameters before committing to the final loan settings. This is widely used in point of sale financing situations where there is a bit of negotiation between the borrower and and the lender before a product and service is rendered.
LendAPI Third Party Integration
USAePay Payment Gateway has been integrated
Flinks - resolved a minor issue with displaying the Flinks modal
Minor adjustments to the sandbox URL with a Card Core integration to sync with LendAPI’s Live vs Test mode.
TransUnion - resolved a minor issue when unexpected data is returned
About LendAPI
LendAPI is a no-code, DIY digital onboarding platform with a fully customizable product builder and an integrated graphical Decision Engine. LendAPI’s application workflow, sub-tenant management, third party integrations plus customer portal and communication methods is a complete end to end solution. It’s free to sign up at app.lendapi.com/signup.