The long anticipated sign up flow is finally upon us. This newly designed flow will guide our potential clients to pick the right subscription package and make their initial payments without us sending separate subscription invoices. This automation will substantially decrease the amount of manual intervention to get the client into the right subscription plan.

In some ways, this will reduce the amount of unintentional signups as well as eliminate curious onlookers without any serious reasons for using our platform.

The other substantial upgrade to our platform is the ability to build even more complex models and logic inside of our variable/model studio. You can now write if/then/else logic right inside of the model prompt. You can also develop strings and other data structures and types previously unavailable. 

This greatly increases the amount of creativity our clients will have on their disposal. They can create more complex variables, models and conditional logic on their own without any engineering intervention. Our more sophisticated clients are now using this feature to build our complex logic and pricing algorithms. Thank you for your feedback!

We also added new tools in our Product Studio to further refine the look and feel of client facing applications. More sophisticated layout, fonts, coloring and more.

Here is what’s new in v2.6.4

Overall Platform Updates

• We have a brand new sign up process which will require the client to select the right subscription and make an up front payment to enter into the platform. This is released in v2.6.4

• We implemented a new platform font for the entire platform. This is implemented in v2.6.4

• We added a Data tab to show all of the data collected from 1st and third party on all application views. This is released in v2.6.4

• We implemented a hygiene check to make sure outcome naming conventions are followed. This is released in v2.6.4

• We optimized a portion of the dashboard code to make it speedier. This is released in v2.6.4

• The side navigational bar will stay collapsed while navigating in other parts of the platform. This is released in v2.6.4

• We fixed some minor bugs in Test Mode. This is released in v2.6.4

Product Studio 

• General: We optimized the entire Product Studio code base to make it faster. This is released in  v2.6.4

• General: We implemented a back button in edit mode. This is released in v2.6.4

• General: We made some changes in how Product Studio treats special characters in the page name. This is released in v2.6.4

• General: We fixed an issue where Preview Mode was showing a blank page. This is released in v2.6.4

• General: We fixed a few issues that was crashing Product Studio we found in the log. This is released in v2.6.4

• BNPL: We updated the mobile UI for an in store BNPL client. This is implemented in v2.6.4

• BNPL: We updated how Invoices are calculated and displayed fo an in-store BNPL implementation. This is implemented in v2.6.4

• Credit Card: We implemented a change where the secured card now has up to a $3,000 limit. This is released in v2.6.4

• Credit Card: We updated the SMS consent language. This is implemented in v2.6.4

• Credit Card: We updated the e-sign agreement language. This is implemented in v2.6.4

• Credit Card: We explicitly display the application URL. This is implemented in v2.6.4

• Store Front: We made some enhancements to the final page of an application relating to generating the PDF file. This is released in v2.6.4

• Mortgages: We implemented an Add Application button for a specific client on the backend of the LendAPI administrative portal. This is released in v2.6.4

• Mortgages: We implemented an Edit Application function for a specific mortgage client. This is released in v2.6.4

Rules Studio

• We implemented additional optimization code to handle concurrent requests. This is now available in v2.6.4

• We implemented additional enrichment functionality to make more use of credit bureau pulls. This is released in v2.6.4

Variable/Model Studio

• We made the biggest enhancement to Variable/Model Studio to date. You can now write sophisticated logic such as if-the-else logic. Deploy data type such as String type and other logical operations never before available all on your own. This is released in v2.6.4

Pricing Engine

• No changes

Reports Studio

• No changes

Tenant Admin Features

• No changes

Tools

• No changes

Integration Partners

• We have implemented a brand new payment gateway, Payliance. This is released in v2.6.4

• We set up a demo site for Bankuity that works with Chirp implementation. This is released in v2.6.4

• We implemented a null check on Plaid’s webhook. This is released in v2.6.4

About LendAPI

LendAPI is the premier digital onboarding platform for banks, offering an integrated suite of tools including Product Studio, Rules Studio, Pricing Engine, Integration Marketplace, and Variable Studio. These tools work seamlessly together, enabling banks and fintechs to launch products with just a few clicks.

Follow us on Linkedin, X, YouTube, Substack,and our upcoming LendAPI Podcast. Check out our latest platform updates with the LendAPI v2.5.4 Platform Video and our Techstars New York City Demo Pitch!