Product Update

LendAPI Platform Update v2.3.1 - v2.3.2

LendAPI Platform Update v2.3.1 - v2.3.2

Jul 12, 2024

Yes, we only slept for about 2 hours and fired off two more releases.

We have to thank our partners again and again for making us better. Some of these items you will see in this release note are features and enhancements and bugs (yes, we are not perfect) uncovered by our clients. If we haven’t said it before, we will say it again here, “Thank you!”.

LendAPI Platform Update v2.3.1-v2.3.2
LendAPI Platform Update v2.3.1-v2.3.2

We must confess that at one time we created a variety of product types (DDA, credit card, loans), thinking that there are unique characteristics that go along with these product types. There certainly are differences. Since then, we made our Product Studio super customizable and our partners can create any type of products, flows as they please. So we no longer have to have clients create a product within a product type.

However, our previous concept only allowed our clients to have one product per product type. What the hell, right? Anyways, we fixed all of that and you can create as many products under any product type now in these releases… finally.

Here are our updates in v2.3.1 and v2.3.2 

Overall Platform Updates

  • We enhanced inline warning on the login page of the platform. Specifically for wrong username and password alerts. This is released in v.2.3.1.

  • We enhanced the User Permission settings that only Admins can reveal SSNs in various application views. This enhancement is now live in v2.3.1.

  • We released a fix to address the wrong URL to TransUnion’s credit report in the Application Workflow View. This is fixed in v2.3.2.

  • We made enhancements to ensure pre-qual agreement outcomes are being verified. This is released in v2.3.2.

  • We fixed an issue with a wizard URL within our widgets. This is now fixed in v2.3.2

Product Studio 

  • Praise all that’s holy. We finally allow partners to have an unlimited number of products within each Product Type as the first wave of improvements. Previously, clients could only create one product per product type. The product type concept is no longer necessary with enhancements we’ve made to the Product Studio. This is released in v2.3.2.

  • We addressed an issue where the product created in the product studio could pick up the wrong consent. We fixed this issue in v2.3.2.

  • We provided more guidance if the Document Upload widget is used on the very first page of the design within our Product Studio. This is released in v2.3.2.

  • Each Sub-tenant can show individual Credit Card images/designs. This enables CUSOs to specifically launch private products for each of their bank partners. This is available in v2.3.2.

  • Dynamically load bubble text during certain flow in the onboarding process. This is implemented in v2.3.2.  

Decision Studio

  • Clients can now download Underwriting Rules reports into a csv file for further analysis. This is released in v2.3.2.

Pricing Studio

  • We moved several existing clients to our Pricing Studio v2.0. A new and more feature packed pricing engine. These clients were migrated in v2.3.1.

Reports Studio

  • No changes

Sub-Tenant Admin Features

  • No changes

Integration Partners

  • We trimmed off the excess spaces in the address field whenever people use the Prove widget to verify the echoed PIIs. This is released in v2.3.1.

About LendAPI

LendAPI is the only digital onboarding platform for banks with a suite of Product, Pricing and Rules Studio working in concert all in one platform. Follow us on Blog, Linkedin, X, YouTube.