We’ve been asked a few times by VCs and Accelerators on what an ICP (Ideal Customer Profile) looks like? Our answer has always been banks. Banks are the foundation of our society and the gateway to save and borrow money.

Our Product Studio can help banks to launch their checking account or credit card onboarding product in minutes. We are integrated with all the known identity verification and credit bureaus for real time underwriting at the cost of $29.99 a day to use. This no-code solution is a no brainer for banks to start taking deposits and start lending again! 

Here are our updates for our initial 2.3.x release: 

Overall Platform Updates

• We enhanced our Variable Library to show all of the variable sources. This is now available in v2.3.0

Product Studio 

• Mobile Phone OTP Widget! Our partners can finally drag-in-drop a mobile phone OTP widget right into the product builder. This means that in the middle of the application journey, your end client will receive a x-digit code to authenticate that they have control over their mobile phone number.  This is now available to build in v2.3.0.

• We enhanced the messaging of the Doc Upload Template (which is a configurable document type request built into our editable email template editor). This will hopefully make it easier for our partners to differentiate this feature vs. the Document Upload widget within the Product Studio. This is now available in v2.3.0.

• The name of the page(s) in Product Studio is now aligned with the name of the page(s) in Preview mode. This is now patched in v2.3.0.

• We also address the naming issue with the page tabs to allow for spaces. This is now patched in v2.3.0.

• We fixed the issue where a document upload is optional. This is now fixed in v2.3.0.

• We fixed an issue where the default version is the latest version of the product built by Product Studio to lessen a step and lessen confusion. This is now available in v2.3.0.

Decision Studio

• We fixed a phantom rule/pricing execution issue on non-published underwriting and pricing models. This is now patched in v2.3.0.

• We fixed a peculiar issue during a recursive derived variable calculator with a chained variable. This happens seldomly but we fixed it anyway. Thanks to our partners that uncovered this. They are digging deep! This is addressed in v2.3.0.

Pricing Studio

• No changes

Reports Studio

• No changes

Sub-Tenant Admin Features

• No changes

Integration Partners

• We have finally gotten our partnership integration gateway with Experian and completed our Experian API Build! Our partners can start building rules, deploy their models using all scores and attributes offered by our marketplace partner Experian. This is now available in v2.3.0.

• Pave.dev integration is completed! We want to thank their CEO and their integration team to help us with blazing speed. This was completed to serve a common client but we are opening the doors for more Pave.dev clients. This third party integration is ready to use in v2.3.0.

• We fixed an issue where Plaid and LoanPro integration were conflicting in our platform code base. This is now addressed in v2.3.0. 

About LendAPI

LendAPI is the only digital onboarding platform for banks with a suite of Product, Pricing and Rules Studio working in concert all in one platform. Follow us on Blog, Linkedin, X, YouTube.